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Nru xpz} r Kpxpp~u 2026
Brutu~yu
R|y|p ~uutrytu~~p ypy, p t xp|p uu ~utu|? Nw~ tu~sy ~p ~z u}~ y|y |uu~yu? Ap~{y {pxrp yx-xp |w~z ut y|y yu~~z {uty~z yyy. I}u~~ r p{y |p }~syu {pxpp~ qpp { }y{{uty~} sp~yxpy} (MUO). N ~{ ~u y ~p }uu: yr~u y t r |u, p }u yr} uu~y}. Kp{yu ~ru ryt xpz}r ry|y r Kpxpp~u, {p{ y}y |xrp y {p{ ~u p r t|sr |r{? Qpxquu} r } tq~.
Su~t ~{p: { y yryxpy
Q~{ }y{{utyrp~y r QK uuwyrpu ur|y, trywy} u~|sy}y y wuu~yu} us|yrp~y ~ Npy~p|~s Ap~{p. C|pr~u u~t:
P|~z uut r ~|pz~. Hpr{p, p}u~yu, typ~yu tsrp y |u~yu tu~us@ru p uu t r }p~u y|y ~p {}uu. Nu ~uqty}y up y.
Mp{y}p|~u u~yu. D| |u~y xpz}p Nru MUO Kpxpp~p p uqu |{ IIN, p y u|y t| ytu~yy{pyy. Quu~yu xpr{u yty xp 5-15 }y~.
@suyr~z }p{uy~s. MUO {~{y xp ~r {|yu~r, ut|psp urz xpz} t 0%, {yt{y ~~} {|yu~p} y sp}} ||~y.
Qus|yrp~yu. Npqp~{ QK rutu uu |yu~xyrp~~ MUO, qu u}y {utyp}y y qxrpu ru {pxrp |~ y} xpz}p (PRH) r u~p str, q xpu}y{ rytu| up|~ uu|p.
Oqx ~r y~p~r t{r: ~u |{ "t xp|p"
Rru}u~~u MUO ut|psp ~u ~z }y{xpz}. B ~r~u }p:
O~|pz~-xpz} IIN/p. K|py{p wp~p. B xp|~uu p~{u r y|wu~yy y|y ~p pzu, yu}p q ruu tp~~u, y tu~sy p ~p {p y|y |u{~~z {u|u{ (Kaspi, Qiwi). R}}@ 30 000 t 500 000 u~su, {@q~ t 30 t~uz.
Hpz} uux }qy|~u y|wu~y. Sp{yu {}p~yy, {p{ iCredit, Lysp Du~sy, Home Credit Money, tu|p|y pr{ ~p tqr. I y|wu~y@ u|z y~p~rz ury: }w~ rx xpz}, |uwyrp spy{ |puwuz, t|y (|~syrp) xpz} y tpwu |y r {uty~ yy. I~uuz z y y~yyr~z.
Kp p{y MUO. ^ syqyt {uty{y y xpz}p. Bp} tq utu|u~~z |y}y, {} }w~ |xrp t| {{ r }pspxy~p-p~up p r p{ qux uu|p. N qtu r~y}pu|~: xp ~yu ~p|y~ y|y y|xrp~yu r~u p~u{z uy }s tuzrrp u~ r{yu u~.
P2P-xpz} (peer-to-peer). M|tz, ~ pyz u~t. ^ |pt{y, stu t~y p~u |yp tp tu~sy r t|s tsy}, p |p}p rpu ut~y{}. Htu }s q q|uu syq{yu |ry, ~ y y{y, {p{ t| {utyp, p{ y t| xpu}y{p, ru.
Oqp~p ~p }utp|y: s|pr~u y{y ~|pz~-xpz}r
R{ y t~ y}u r u~. Puwtu u} ~pwp "|y tu~sy", u~yu y{y:
B{yu u~~u pr{y. E|y p{y~~z xpz} t 0%@ }p{uy~s, p~tp~u pr{y }s tysp u~ u~r str. Bustp }yu ~p PRH r tsru.
K{yu {y y t|srp |r{p. Nur{yz |puw r }}u~ |u~y }wu qu~ ~utu}~z }}z { rxrp. P{p rutu { s}~} pp}, p ~~u |~spyy (t|u~y) |{ ru|yyrp t|s r su}uyu{z suyy.
R{u |ry. B~y}pu|~ ypzu tsr! Oqppzu r~y}p~yu ~p {}yyy xp q|wyrp~yu, xp ~yu ~p|y~, xp t~u spu~yu.
Kyyu{y rpw~: Pruzu |yu~xy NA QK. Puut }|u~yu} xpz}p xpztyu ~p pz Npy~p|~s Ap~{p y ~pztyu {}p~y r uuu y~p~r sp~yxpyz. ^ xpyy rp }u~~y{r y ~u|usp|~ {utyr.
I~{y quxp~} rq xpz}p: u{-|y
R|utzu } p|sy}, q y~ rxruu~~u uu~yu:
Pruy |yu~xy. Tqutyu, MUO pqpu |usp|~ (pz Npqp~{p QK).
Qpyp |~ y}. Nu }yu ~p }} { rxrp xp 30 t~uz. Pypzu, {|{ r tptyu r u~p str (PRH).
Rpr~y |ry. Nu quyu urz pryz xpz}. I|xzu psusp y|y p}u|~ ruu ut|wu~y 2-3 |yu~xyrp~~ MUO.
Ou~y r |puwuq~. Xu~ ruu uqu: qt |y rp tu~sy t| rxrpp r {? Rpru qtwu.
Xyp xr ( w~). Iyu xr ~p ~uxpryy} |pt{p, ~ }~yu, {p{ ~uspyr~u, p{ y xyyr~u xr }s q xp{px~}y.
X tu|p, u|y |py wu ~uu}? Nu u {utyp! Rrwyu |wqz ttuw{y MUO y xpyu u{yxpy t|sp@yx}u~u~yu |ryz r|p. Hp{~tpu|r QK ut}pyrpu p{ rx}w~.
Hp{|u~yu
Nru ~|pz~-xpz} r Kpxpp~u@ }~z y tq~z y~p~rz y~}u~ t| uu~y y}y~~ q|u}. O~y xtp~ t| {u~~ |pur, p ~u t| ~~s {y ptr. K| { quxp~} y|xrp~y@x~p~~. Bustp ypzu ysr uu|p, ruzu |yu~xy y y}uzu u{yz |p~ rxrpp. P}~yu: qu tu~sy ~u t|w~ p~ry yy~z t|s~ y~p~r t~uz.
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MarisolWrerm
- 2026/1/26() 20:05 -
